An overview of the loan process

THE LOAN PROCESS

Make no mistake, there's a lot involved in getting a home loan, but there are some things you can do to get your loan faster.

There are four main steps involved in getting a loan.

STEP ONE: Determine How Much You Can Borrow

This is a function of a couple things:
1. How much monthly payment can you afford
2. How much will a lender loan you, given your unique credit profile

For a FREE Mortgage Quote, complete the form below. No credit score is required.

STEP TWO: Pre-Qualify for Your Loan

If you are Buying a Home, we issue you a Pre-Qualification Letter. Handle it with care - it indicates you are a serious buyer!

If you are Refinancing, we give you 4 Loan Options as well as a Total Cost Analysis to help you determine the best fit. Our FREE Home Price Index calculator can give you an idea of your home's current value.

STEP THREE: Get Your Loan Approval

Get your loan approval fast by completing this online loan application. We'll take care of the rest. The required supporting documents may vary depending on your credit profile. Your personal Mortgage Advisor will let you know what to prepare.

STEP FOUR: Your Loan is Funded

We'll coordinate with the escrow company to make sure all the necessary paperwork requiring your signature is in order.

THAT'S IT!

We're in the business of mortgage loans, so we do most of the work. To get started, call us today at 866-7DUNHAM (866-738-6426) or complete the form below.

FREE Mortgage Quote

Get Started Here for your FREE Mortgage Quote! We'll match you
with one of the hundreds of lenders we work with to get you the
lowest possible rates. We DO NOT require your SS number.

Tell us about your loan needs

*Reason for loan (purchase, refi, cash-out)::
*Loan amount desired::
Balance on your 1st mortgage::
Current interest rate on your 1st mortgage:
Balance on your 2nd mortgage (leave blank if n/a):
*Type of loan desired (30-Yr Fixed, ARM, Int Only)::

Tell us about the property

*Street address:
*City, State, ZIP Code:
*Estimated home value:
*Property type (single family, condo, other) :
*Property use (primary home, 2nd home, rental):

Tell us about yourself

*How is your credit (excellent, good, average, poor:
*Have you had a foreclosure or bankruptcy?:
What is your annual income?:
*Name:
Phone:
*Email:

How can we get in touch with you?

*Email (please re-type):
*Best time to contact you (9am-5pm or 5pm-9pm):
Best way to reach you (email, phone):
Questions, comments, or concerns::

Note: Fields with an * are required