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It's one of the toughest financial decisions you'll ever make. Among the 9 Steps to Homeownership, the most important one is simply making the decision to buy.
If you're ready to make the move, here are questions to ask yourself first:
How much can I afford?
Deciding how much house you can afford is a personal decision. Consider other monthly expenses, such as car payments, day care and utility bills. To get a rough estimate, use our Mortgage Qualifier Calculator.
How large a down payment can I make?
We can help you explore your down payment options, including gift money, using your 401K, and 100% mortgage financing options. We also offer a variety of first-time homebuyer programs that provide grants and down payment assistance.
 How much can I borrow?
How much you can borrow greatly depends on your ability to pay and your willingness to pay, as indicated by your credit history and FICO score.
Our mortgage calculators can give you a rough estimate of your monthly mortgage payments under different scenarios, but a thorough consultation provides you better insight into how your home loan can affect your financial situation 3-5 years from now.
We can answer any questions you may have about the mortgage process, including pitfalls to avoid. But the best way we can help is by finding out your financial priorities and home ownership goals.
To get started, call us toll free at 866.7.DUNHAM (866-738-6426) or simply complete our confidential consultation form. We look forward to helping you buy your first home.
- Your friends at the Dunham Group
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